How do I get rid of PIN screen unlocking access on S5 with 4.4.4?

Just bought S5 with 4.4.4 from Costco yday. Set up the Pin code for unlocking screen thinking I could choose different method later. Nope. I want to go back Swipe, but can't. No choices are listed now, except to change the PIN number. Am I screwed or can I change this without resetting the phone to defaults? Thanks!

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